GemThoughts

Here is the list of issues we have been covering — we are up to number 9. The Gig Economy Millennials Climate Change Consolidation and/or Decline Natural Diamonds vs Lab-Grown Banking Image  Demographics Retail Evolution Industry Structure _________________________________________________________________ We have all been witnesses to an economy under sustained pressure.  The pandemic is indiscriminate in its attacks, but the effects are very diverse.  Our cities are marked by closings of retailers of all sizes and channels, many of which will not reopen when the pandemic passes. I have held off writing on this subject simply to see if any predictive patterns emerge, or if the Federal Government comes up with additional assistance to carry business owners past the crisis.  The pattern is not totally clear, but we already see that retailing is seeing changes that will be permanent, regardless of what the government ends up doing whenever it emerges from paralysis. About a year and a half